Bank Policy

Privacy Policy – Bank Account Balance Check

PRIVACY POLICY – Bank Account Balance Check

Last Updated: September 27, 2025

1. INTRODUCTION AND SCOPE

This Privacy Policy (“Policy”) is issued by Top Tools zone (“we,” “us,” or “our”). It governs the data practices for our mobile application, Bank Account Balance Check – Smart Banking Companion Without Logins (the “App”), and all related services (the “Services”).

About Bank Account Balance Check:
Bank Account Balance Check helps you easily track your bank balances, view mini statements, calculate EMIs, and access useful banking tools — all using the SMS alerts you already receive.

  • Quick Balance Checker – Instantly view balances from bank SMS.
  • Smart Mini Statements – Display recent transactions in a clean, readable format.
  • Loan & EMI Tracker – Built-in calculators for EMI, GST, FD, SIP, and more.
  • Helpful Banking Tools – Access IFSC codes, customer care numbers, and banking holidays.
  • ATM & Branch Locator – Find nearby ATMs or branches.
  • Government Saving Schemes – Learn about PPF, EPF, and other schemes.

2. OUR PRIVACY COMMITMENT

  • On-Device Processing: All bank SMS parsing, balance checks, and mini statements are processed entirely locally on your device.
  • No Collection of Personal SMS: We do not collect, upload, or store your SMS or financial data.
  • Data Minimization: Only minimal technical data is collected for analytics, crash reporting, and ads.
  • Transparency: We explain why each permission is required and how it is used.

3. DATA WE COLLECT AND PROCESS

Data We DO NOT Collect: Bank SMS contents, account numbers, balances, transactions, files, photos, or personal media.

Data We Collect (Automatically): Device info, OS version, Advertising ID, app usage events, crash logs, and ad interactions. Used to improve performance and keep the app free.

4. PURPOSES AND LEGAL BASES FOR DATA PROCESSING

Purpose of Processing Categories of Data Used Primary Legal Basis and Justification
To Provide Core App Functionality (Balance, Mini Statements, EMI tools, etc.) None (All SMS and financial data are processed locally on your device) N/A – We do not process this data. It remains on your device.
To Maintain and Improve the Services Technical & Usage Data (crash logs, app events, anonymized metrics) Legitimate Interest – To analyze data, fix bugs, and improve performance.
To Enable and Personalize Advertising Advertising ID, device info, ad interactions Consent and/or Legitimate Interest – Depending on regional law, we use consent for personalized ads or legitimate interest for monetization.

5. THIRD PARTY SERVICES AND PARTNER SDKS

We integrate third-party SDKs for ads and analytics. These partners may collect technical data as independent “Data Controllers.”

6. APPLICATION PERMISSIONS AND THEIR PURPOSES

Permission Purpose Processing Third-party Access
READ_SMS Read bank SMS to display balances & statements On-device only No
RECEIVE_SMS Detect new bank SMS for auto-update On-device only No
INTERNET / Full Network Access Show ads, analytics, update content Uploaded Yes (Ad SDKs, Firebase)
ACCESS_NETWORK_STATE / View Wi-Fi Check connectivity for ads/updates On-device only No
POST_NOTIFICATIONS Notify about balances or reminders On-device only No
SCHEDULE_EXACT_ALARM EMI reminders, alarms On-device only No
VIBRATE Provide haptic feedback On-device only No
WAKE_LOCK Prevent sleep while processing On-device only No
FOREGROUND_SERVICE Run background tasks (notifications) On-device only No
AD_ID & Attribution Permissions Personalized ads, fraud prevention Uploaded Yes (Google Ads, Meta, AppLovin, InMobi, Mintegral)

7. DATA SECURITY AND RETENTION

Your SMS and balances remain on your device. Technical and usage data from SDKs is retained only as long as necessary and then deleted or anonymized.

8. INTERNATIONAL DATA TRANSFERS

Technical and usage data may be transferred outside your country where ad and analytics partners operate.

9. YOUR PRIVACY RIGHTS AND CHOICES

  • Opt-Out of Ads: Reset or limit ad personalization in device settings.
  • Permissions: Revoke SMS, notifications, or location permissions anytime.
  • Legal Rights: Depending on your jurisdiction, you may access, correct, or erase data.

10. JURISDICTION-SPECIFIC PROVISIONS

  • GDPR (EEA/UK/Switzerland): Right to access, erase, portability, and file complaints.
  • CCPA/CPRA (California): Right to know, delete, and opt-out of “sharing” for ads.

11. CHILDREN’S PRIVACY

The App is not intended for children under 13 (or 16 in the EEA/UK). We do not knowingly collect data from children.

12. CHANGES TO THIS POLICY

We may update this Policy from time to time. Updates will be provided in the App or on our website.

13. CONTACT INFORMATION

Top Tools zone
📧 Email: nils00012743@gmail.com

Popular posts from this blog

Privacy policy

  Privacy Policy Application Privacy Statement This privacy statement (“Privacy Statement”) applies to the treatment of personally identifiable information submitted by, or otherwise obtained from, you in connection with the associated application (“Application”). By using or otherwise accessing the Application, you acknowledge that you accept the practices and policies outlined in this Privacy Statement. WHAT PERSONAL INFORMATION DOES APPROIDS TECHNOLOGIES COLLECT? We do not collect any information from user and save it on our server or database. CAN CHILDREN USE THE APPLICATION? This Applications can be used by any one as it does not contain any nudity or spams. CHANGES TO THIS PRIVACY STATEMENT. We may amend this Privacy Statement from time to time. Use of information we collect now is subject to the Privacy Statement in effect at the time such information is used. If we make changes in the way we use personal information, we will notify you by posting an announcement on o...
Read more