Bank Policy

1. Information We Collect
Our app accesses your SMS messages only with your explicit permission. We use these messages solely to read bank transaction alerts and display your account balance and mini statement. We do not access or read any personal, promotional, or non-banking messages.

We may also collect non-personal data, such as device information (e.g., model, OS version), for app improvement and analytics.

2. How We Use Your Information
We use your banking-related SMS messages to:

Show your account balance and recent transactions.

Help you manage loans, EMIs, and finances.

Improve the app experience based on usage patterns (non-personal data only).

We do not collect, store, or share any personal or financial data with third parties.

3. Permissions Required
To function properly, the app requests the following permissions:

READ_SMS: To analyze your bank transaction SMS messages.

RECEIVE_SMS: To detect new SMS messages and update your balance/statement in real-time.

These permissions are optional and requested with your clear consent. You can deny or revoke them anytime through your device settings.

4. Data Security
Your SMS data is processed locally on your device and is never transmitted to our servers or any third party. We do not store your personal banking data externally.

5. Third-Party Services
The app may display third-party ads (e.g., Google AdMob). These services may collect non-personal identifiers (like your device ID) for ad personalization or analytics. Please refer to their respective privacy policies for more information.

6. Children’s Privacy
Our app is not intended for use by children under the age of 13. We do not knowingly collect personal data from children.

7. Policy Updates
We may update this privacy policy from time to time. Any changes will be reflected here with a new effective date. We recommend reviewing it periodically to stay informed.

8. Contact Us
If you have any questions or concerns regarding this privacy policy, please contact us at nils00012743@gmail.com 

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